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United States Buy Now Pay Later Business Report 2026: A $258.4 Billion by 2031 from $107.38 Billion in 2025 Featuring PayPal, Afterpay, Affirm, Klarna, and Zip
The U.S. Buy Now Pay Later (BNPL) market provides opportunities by moving into mainstream finance, especially for financially stretched consumers. Growth is driven by demand for short-term credit amidst high living costs. Key opportunities include diverse applications like daily expenses and travel, partnerships with retailers, and omnichannel integration. Providers must address regulatory uncertainties and innovate in underwriting and risk management. Major players like Klarna and Affirm face c Feb 3, 2026 - $KLAR
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